Whether you are currently saving for the future or living off your portfolio, the single biggest driver of your financial plan is your cash-flow plan. A clear income planning roadmap can help you focus on your unique goals, not arbitrary market benchmarks. In addition, the cash-flow planning process can help you answer the most relevant questions, such as:

• How much money will I need in retirement?
• When can I retire?
• Would my family be ok if something were to happen to me?
• Can I leave a legacy?

Using an academic approach to portfolio management, we help spread out your risk throughout your investing lifecycle. Most importantly, if the markets go through a period of volatility, you can rest assured that your long-term investments have time to recover.